BACK A LEVEL

Banks and banking

RS 6Title 6.banks and banking
RS 6:1Title 6banks and banking
RS 6:2General definitions
RS 6:3Effect on existing banks
RS 6:4Employment reference; release of certain information
RS 6:5Public policy
RS 6:101Establishment of office; commissioner
RS 6:102Officers and employees; post-employment restriction
RS 6:103Records of the office of financial institutions
RS 6:121Regulatory powers; promulgation of rules and regulations
RS 6:121.1Enforcement powers of commissioner
RS 6:121.2Authority to obtain criminal history record information
RS 6:121.3Guidance by commissioner; advisory opinions
RS 6:121.4Addition of directors and executive officers of troubled state- chartered institutions and holding companies
RS 6:121.5Application containing false information or misrepresentations
RS 6:121.6Authority of the commissioner; nondepository institutions; emergencies
RS 6:121.7Return of payment; imposition of fee
RS 6:121.8Licensing systems
RS 6:122Power to issue cease and desist orders
RS 6:123Visitation and examination of state financial institutions
RS 6:124Call reports; statement of financial condition
RS 6:124.1Community reinvestment rating; acceptance of public funds
RS 6:125Reports of financial condition
RS 6:126Assessments on financial institutions; disposition of fees; creation of special fund
RS 6:127Retention of records of financial institutions; microfilm
RS 6:128Financial institutions' holidays; regulations
RS 6:129Circulating rumor respecting condition of financial institution
RS 6:130Relocation of main office
RS 6:131Applicability
RS 6:132Written decision; reasons; hearing
RS 6:133Reconsideration of decision
RS 6:134Judicial review; venue; effect
RS 6:135Record filed with court
RS 6:136Basis for judicial review
RS 6:137Judicial review; test; burden
RS 6:138Remand to the commissioner
RS 6:201State banks
RS 6:211Incorporation; number of incorporators, application for certificate of authority, filing fee; organization as a limited liability company
RS 6:212Corporate name
RS 6:213Articles of incorporation, filing, form, content; letter of acceptance for filing
RS 6:214Investigation into proposed state bank
RS 6:215Capital requirements; additional condition precedent
RS 6:216Certificate of authority; issuance, refusal
RS 6:217Effect of issuance of certificate of authority, filing requirements
RS 6:218Expenses of organization and financing
RS 6:219Bylaws
RS 6:220Stockholders' agreements
RS 6:231Method of amending articles generally
RS 6:232Articles of amendment; contents and filing
RS 6:233Restatement of articles
RS 6:234Special amendment provisions
RS 6:241General corporate powers
RS 6:242Banking powers
RS 6:243Immovable property; dealings
RS 6:244Transfers by bank and other acts in contemplation of insolvency
RS 6:245Changes in core business
RS 6:251Classes of shares; fractional shares
RS 6:252Issuance of shares; consideration
RS 6:253Reservation of shares
RS 6:254Convertible securities and stock-purchase rights
RS 6:255Certificates of stock
RS 6:256Transfer of shares
RS 6:257Restriction on transfer of shares and other securities
RS 6:261Accounting procedures
RS 6:262Impairment of capital; special meeting; notice to restore capital; assessments against stockholders; voluntary restoration
RS 6:263Dividends; stock purchased or redeemed; capital surplus required
RS 6:271Stockholders' preemptive rights
RS 6:272Stockholders' meetings
RS 6:273Quorum
RS 6:274Voting of stockholders
RS 6:275Consent of stockholders
RS 6:276Fixing record date
RS 6:277Voting trusts
RS 6:278Registered holder of shares
RS 6:279Inspection of books and records of state banks; annual report to stockholders
RS 6:281Board of directors; powers, number, term
RS 6:282Board of directors; eligibility, election, oath
RS 6:283Meetings of the board; quorum, written consent
RS 6:284Committees of the board of directors
RS 6:284.1Compliance review committees; privilege created
RS 6:285Officers and agents; election, powers, duties
RS 6:286Indemnification of officers, directors, employees, and agents
RS 6:287Bond of officers and employees; insurance fund
RS 6:288Interested directors; quorum
RS 6:289Loans to executive officers and employees
RS 6:290Directors' examinations
RS 6:291Relation and liability of directors and officers to bank and bank holding company stockholders
RS 6:292Directors or stockholders not participating in unlawful act
RS 6:293Actions against directors and officers of banks and bank holding companies
RS 6:301Cash reserves
RS 6:302Depleted reserve; notice, penalty
RS 6:303Sale and purchase of excess reserves; reports
RS 6:311Types of accounts authorized to offer
RS 6:311.1Powers of attorney; written notice of revocation
RS 6:312Alternative deposits; payment
RS 6:313Withdrawal of money or property deposited by or for minors
RS 6:314Trust deposits; death of depositor, payment
RS 6:315Adverse claims to deposit; procedure, indemnifying bond
RS 6:315.1Transfer of small deposits; death of depositor; affidavits required; penalties
RS 6:316Pledge of deposit accounts; rights and remedies
RS 6:317Ownership of deposited funds
RS 6:318Letters of credit; use by banks
RS 6:319Public funds deposits
RS 6:321Access to safety deposit box leased by multiple persons
RS 6:322Access to safety deposit box leased by corporation or unincorporated association
RS 6:323Access to safety deposit box leased by trust estate
RS 6:324Access to safety deposit box leased by a person or persons with designated agent or deputy
RS 6:325Transfer of contents of safety deposit boxes, money and other property by bank to heirs or their representatives, executors, or administrators; authority
RS 6:326Transfer of contents of safety deposit boxes, money and other property by bank to legal representatives of minors or interdicts; authority
RS 6:327Abandonment of safety deposit box
RS 6:328Access to safety deposit boxes by authorized persons; security procedures
RS 6:331Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
RS 6:332Attorney fiduciary accounts; overdraft notification to office of disciplinary counsel
RS 6:333Disclosure of financial records; reimbursement of costs
RS 6:334Foreclosure of mortgage
RS 6:335Sharing of electronic financial terminals
RS 6:336Legal and regulatory compliance; self-evaluations; privilege of results
RS 6:337Duty of secured party upon payment of insurance claim for damage to mortgaged residential property
RS 6:338Insurance settlement proceeds; return of excess funds; enforcement
RS 6:351Authorization for mergers, consolidations, and share exchanges
RS 6:352Merger or consolidation procedure
RS 6:352.1Share exchange procedure
RS 6:353Consolidation; articles of incorporation
RS 6:354When merger or consolidation effective
RS 6:355Effect of merger or consolidation
RS 6:361National bank converting into state bank
RS 6:362State bank converting into national bank
RS 6:363Continuation of corporate entity; use of old name
RS 6:364State bank converting into state stock savings and loan association
RS 6:364.1Approval of conversion; effective date of conversion
RS 6:364.2Effect of conversion from state bank into state stock savings and loan association
RS 6:365Federal or state stock savings and loan association converting into a state-chartered bank or savings bank
RS 6:365.1Merger or conversion of an existing financial institution
RS 6:366Voluntary transfer of assets
RS 6:367Voluntary purchase of assets and liabilities
RS 6:371Voluntary liquidations and dissolutions of solvent banks with prior approval of commissioner
RS 6:372Liquidation procedure
RS 6:376Rights of a stockholder dissenting from certain actions
RS 6:381Definitions
RS 6:382Authority of commissioner to take possession and commence conservatorship of state bank
RS 6:383Transfer of title to bank assets; extension of prescriptive periods
RS 6:384Notice of conservatorship; effect
RS 6:385Conservator's power to manage and control bank
RS 6:386Objection to conservatorship
RS 6:387Decision to liquidate bank or terminate conservatorship
RS 6:391Commencement of receivership; confirmation of receiver
RS 6:392Emergency sale of assets; purchase and assumption of assets
RS 6:393Notice to creditors and depositors
RS 6:394Payment of claims
RS 6:394.1Right of set-off
RS 6:395Distribution of assets
RS 6:396Termination of executory contracts
RS 6:397Subrogation to rights of bank depositors
RS 6:398Liquidation procedures involving trust assets
RS 6:399Destruction of records
RS 6:400Discharge of receiver
RS 6:401Exclusive procedures
RS 6:411Prohibited practices; sanctions
RS 6:412Unauthorized use of the word "bank" or similar words
RS 6:412.1Soliciting using lender's name or customer loan information; restrictions; injunction; damages; attorney fees
RS 6:413Prohibited use of the term "insured savings"
RS 6:414Use of certain terms by persons other than financial institutions prohibited
RS 6:414.1Derogatory statements regarding financial condition of financial institution prohibited; penalty
RS 6:415Loans; other credit exposure; derivative transactions; restrictions; penalties
RS 6:416Loan on pledge of own stock and pledge of own stock prohibited
RS 6:417Unlawful solicitation or acceptance of gratuity or compensation by officer, director, or employee
RS 6:418Pledge of assets to secure deposits; exceptions; penalty
RS 6:419Receipt of deposits while insolvent
RS 6:420False entries or reports; failure to exhibit books; reporting of criminal violations
RS 6:421Overdrafts
RS 6:422Excessive borrowings or repurchase agreements
RS 6:423Check-cashing facility; location of business limited
RS 6:451Miscellaneous financial institutions
RS 6:452Loan production offices; power of commissioner to adopt rules and regulations
RS 6:501Bank structure
RS 6:502Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
RS 6:503Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
RS 6:504Branches in foreign countries
RS 6:505Repealed by acts 1988, no. 39, 2, eff. june 10, 1988.
RS 6:506Certificate of authority for branch office
RS 6:507Closure of branch office
RS 6:511Declaration of policy
RS 6:512Definitions
RS 6:513Prohibitions
RS 6:514Penalties
RS 6:515Administration
RS 6:516Savings clause
RS 6:517Minority stockholders' rights
RS 6:521Prohibitions
RS 6:531Declaration of policy
RS 6:532Definitions
RS 6:533Scope of part
RS 6:534Law applicable to interstate bank branches; purpose
RS 6:535Interstate acquisitions; filings with commissioner
RS 6:536Interstate bank acquisitions, filings with commissioner
RS 6:537Emergency acquisitions
RS 6:537.1Parity provision
RS 6:538Five-year continuous operation requirement
RS 6:539Agency activities; prohibitions
RS 6:540Authority to issue regulations; cooperative agreements; fees; enforcement
RS 6:540.1Savings clause
RS 6:540.2Construction with other laws
RS 6:541Declaration of policy
RS 6:542Definitions
RS 6:543Limited exception to bank holding company acts
RS 6:544Organization of financial service center banks
RS 6:545Powers and functions
RS 6:546Additional powers; rate export
RS 6:547Additional requirements
RS 6:548Interest rate parity; open-end credit
RS 6:551.1Definitions
RS 6:551.2Foreign banking activities; authorized
RS 6:551.3Subsidiary bank; authorization
RS 6:551.4Edge act or agreement corporation; authorization
RS 6:551.5Location; limitation
RS 6:551.6Filing requirements
RS 6:551.7Requirements to operate; fees
RS 6:551.8Application required; contents
RS 6:551.9Approval or disapproval of application
RS 6:551.10Certificate of authority; transfer prohibited; display required
RS 6:551.11Renewal
RS 6:551.12Revocation and surrender
RS 6:551.13State agency; authorized actions
RS 6:551.14State representative office; authorization; permitted activities
RS 6:551.15State administrative office; authorization; permitted activities
RS 6:551.16Branch banks and agencies
RS 6:551.17State international banking facilities
RS 6:551.18Purchase of real estate
RS 6:551.19Paid-in capital; surplus; undivided profits
RS 6:551.20Capital requirements
RS 6:551.21Purchase of credit instruments
RS 6:551.22Annual report and periodic reporting requirements
RS 6:551.23Termination
RS 6:551.24Rules and regulations
RS 6:551.25Examination authority
RS 6:551.26Asset pledge requirements
RS 6:571General authority
RS 6:572Definitions
RS 6:573Organization
RS 6:574Capital
RS 6:575Powers
RS 6:576New application, supervision, regulation, and examination of trust bank
RS 6:577Trust companies chartered under prior law
RS 6:578Affiliates
RS 6:579Self-dealing
RS 6:580Insurance coverage
RS 6:581Capital notes or debentures
RS 6:591Private trust company
RS 6:592Requirements to apply for and maintain status as a private trust company
RS 6:593Conversion to public trust company
RS 6:601Investment in trust company facilities
RS 6:602Other real estate
RS 6:611Securities
RS 6:612Transactions in trust company shares or participation shares
RS 6:613Subsidiaries
RS 6:614Mutual funds
RS 6:615Engaging in commerce prohibited
RS 6:621Borrowing limit
RS 6:622Pledge of assets
RS 6:623Fiduciary responsibility
RS 6:624Reports of apparent crime
RS 6:625Out-of-state activities
RS 6:626Out-of-state trust companies
RS 6:627Interstate supervision and regulation
RS 6:641Credit unions
RS 6:641.1Public policy
RS 6:641.2Repealed by acts 1989, no. 495, 6.
RS 6:642Amendments of act of incorporation; commissioner's approval
RS 6:643Restriction of the use of term credit union
RS 6:644Powers
RS 6:645Membership
RS 6:646Supervision by commissioner; suspension or revocation of charter; liquidation; reports; examination fees
RS 6:646.1Involuntary dissolution; distribution of assets
RS 6:647Fiscal year; meetings; regulations as to voting
RS 6:648Elections; oath of office
RS 6:649Directors; officers; compensation
RS 6:649.1Relation and liability of directors and officers to a credit union and its members
RS 6:649.2Actions against directors and officers of credit unions
RS 6:650Credit committee
RS 6:650.1Repealed by acts 1989, no. 495, 6.
RS 6:650.2Educational committee
RS 6:651Supervisory committee; examination and report
RS 6:652Capital
RS 6:652.1Types of capital
RS 6:652.2Share and share certificate accounts as legal investments
RS 6:652.3Members' share capital
RS 6:653Shares of minors and in trust
RS 6:653.1Trust deposits; death of depositor, payment
RS 6:653.2Pledge of share accounts; rights and remedies
RS 6:653.3Ownership of shares
RS 6:653.4Death of member or account owner; transfer to succession representative, heirs, and legal representative
RS 6:654Rates of interest
RS 6:655Power to borrow
RS 6:656Loans
RS 6:657Repealed by acts 2001, no. 887, 2, eff. june 26, 2001.
RS 6:658Dividends
RS 6:659Expulsion and withdrawal of members
RS 6:659.1Inactive accounts
RS 6:660Voluntary dissolution
RS 6:661Change of place of business
RS 6:661.1Branch offices
RS 6:662Taxation
RS 6:662.1Fiscal agents and depositories
RS 6:663Money deposited by minors
RS 6:664Money deposited in a multiple party account
RS 6:665Bylaws
RS 6:666Constitutionality
RS 6:667Conversion from federal to state and from state to federal credit union; division of assets
RS 6:667.1Powers, privileges, and exemptions of federal credit unions
RS 6:667.2Annual report
RS 6:667.3Records as evidence
RS 6:668Criminal penalties
RS 6:669Short title
RS 6:701Homestead and savings and loan
RS 6:702Short title
RS 6:703Definitions
RS 6:704Organization
RS 6:705Incorporation; articles of incorporation; content; bylaws
RS 6:706Articles of incorporation; approval by the commissioner
RS 6:707Capital stock; types of stock; consideration for issuance; security for loan
RS 6:708Directors; number; qualifications; oath; vacancies
RS 6:709Members or stockholders meeting
RS 6:710Notice of meeting
RS 6:711Organization meeting
RS 6:712Corporate name
RS 6:713Forfeiture of charter for nonuse
RS 6:714Officers and agents; election, powers, duties
RS 6:721Method of amending articles generally
RS 6:722To 730 repealed by acts 1970, no. 234, 2.
RS 6:731General powers of associations
RS 6:741Authorized capital
RS 6:742Miscellaneous provisions relative to capital and accounts
RS 6:743Issuance of capital
RS 6:744Shares, savings, and demand accounts; generally
RS 6:745Cancellation of shares, savings accounts
RS 6:746Issuance of shares or savings accounts for consideration other than cash
RS 6:747Contract for savings programs
RS 6:748Shares or demand deposits and savings accounts as legal investments and as security
RS 6:748.1Public funds deposits; additional collateral
RS 6:749Prescription on savings accounts
RS 6:750Pledge of deposit accounts; rights and remedies
RS 6:761Members of mutual associations
RS 6:762Access to books and records
RS 6:763Minors
RS 6:764Authority relative to shares and savings accounts
RS 6:765Shares or savings accounts payable to two or more persons; survivorship
RS 6:766Accounts of administrators, executors, tutors, custodians, trustees and other fiduciaries
RS 6:766.1Payable on death accounts
RS 6:767Death of member or depositor
RS 6:767.1Repealed by acts 1970, no. 234, 2.
RS 6:768Transfer of contents of safety deposit boxes by an association to heirs, minors or interdicts, their legal representatives, executors or administrators; authority
RS 6:769Access to safety deposit boxes held jointly or standing in the name of a corporation, unincorporated association, trust estate, agents, or others
RS 6:770Abandonment of safety deposit box
RS 6:781Indemnity bonds
RS 6:782Depositories
RS 6:783Indemnification of officers, directors, and employees
RS 6:784Illegal loans
RS 6:785Directors, employees and members not disqualified to make acknowledgments
RS 6:786Relation and liability of directors and officers
RS 6:787Actions against directors and officers
RS 6:788To 790 repealed by acts 1970, no. 234, 2.
RS 6:791Records
RS 6:792Misdescriptions of assets; false entries
RS 6:793Directors' examination of association
RS 6:794Examination
RS 6:795Repealed by acts 1970, no. 234, 2.
RS 6:801Savings liability; demand deposit liability
RS 6:802Contingent loss account
RS 6:803Earnings; payment
RS 6:804Casual deposits
RS 6:805Withdrawal of savings accounts and shares
RS 6:806Board to determine amounts to be withdrawn
RS 6:807Amounts payable
RS 6:808Insufficient funds; notices
RS 6:809Board may prescribe rules
RS 6:810Rights of withdrawing members
RS 6:811New loans and payment of debts during existence of withdrawal list
RS 6:812Commissioner's action may stop withdrawal procedure
RS 6:813Prohibition against institution of action
RS 6:814Redemption
RS 6:822Loans and investments
RS 6:823Appraisal
RS 6:824Payments
RS 6:824.1Late charges prohibited on certain payments
RS 6:825Repealed by acts 1993, no. 280, 1, eff. oct. 1, 1993.
RS 6:826Provision for taxes, insurance
RS 6:827Repealed by acts 1993, no. 280, 1, eff. oct. 1, 1993.
RS 6:828Loan expenses
RS 6:829Repealed by acts 2003, no. 69, §1, eff. may 28, 2003.
RS 6:830Security for loan on movable and immovable properties; purchase and sale of property
RS 6:831Shares or savings accounts as additional security
RS 6:832Immovables
RS 6:833Conveyance of property securing loan
RS 6:833.1Repealed by acts 1970, no. 234, 2.
RS 6:834Solicitation or acceptance of gifts for making, or assisting in, procuring a loan
RS 6:851Home office
RS 6:852Branch office
RS 6:853Closure of branch office
RS 6:861Power to merge or consolidate; consent of commissioner; rules and regulations
RS 6:862Merger; when effective
RS 6:863Consolidation; when effective
RS 6:864Effect of merger or consolidation
RS 6:865Voluntary transfer of assets
RS 6:866Commissioner may provide for members or stockholders to vote on plan
RS 6:867Dissolution or liquidation
RS 6:868Voluntary proceedings for dissolution
RS 6:869Association continues as corporate entity for sole purpose of winding up affairs
RS 6:870Powers of liquidating trustees
RS 6:871Association subject to commissioner during liquidation
RS 6:872Involuntary dissolution; generally
RS 6:873Involuntary dissolution; commissioner shall take possession
RS 6:874Involuntary dissolution; notice to creditors
RS 6:875Involuntary dissolution; powers of commissioner; court approval
RS 6:876Involuntary dissolution; inventory
RS 6:877Involuntary dissolution; fees
RS 6:878Involuntary dissolution; distribution of assets
RS 6:879Involuntary dissolutions; creditors may not dispose of pledged securities
RS 6:880Liquidation by federal corporation
RS 6:881Commissioner may examine association
RS 6:882Commissioner may order association to discontinue any illegal practice
RS 6:883Conservator
RS 6:884To 890 repealed by acts 1970, no. 234, 2.
RS 6:891Foreign association defined
RS 6:892Conduct of business in accordance with this part; certificate of authority and public necessity
RS 6:893Certificate of authority; exceptions
RS 6:894Certificate of authority; examination of qualifications
RS 6:895Penalty for doing business without certificate of authority
RS 6:896Issuance of certificate of authority; renewal annually
RS 6:897Deposits as security; foreign association ceasing to do business in louisiana
RS 6:898Supervision and examination
RS 6:901Powers, privileges, and exemptions of federal associations
RS 6:902Companion authority
RS 6:903Additional companion authority
RS 6:904Conversion into state-chartered association
RS 6:905Limitation
RS 6:906Conversions; locations
RS 6:907Formation of savings and loan holding companies
RS 6:911Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
RS 6:912Additional foreign association fees
RS 6:921Thrift and home financing organizations; exceptions
RS 6:922Powers of attorney
RS 6:923Exemption from security laws
RS 6:924Holder of note may enforce
RS 6:925Unlawful to destroy property
RS 6:926Foreclosure of mortgage
RS 6:927Communication from commissioner having effect of approval or order to be in writing and signed
RS 6:928Right of commissioner to utilize courts
RS 6:929Rights of association to contest decisions of commissioner
RS 6:930Defamation of institutions prohibited; fine
RS 6:931False statements and similar actions prohibited; fine
RS 6:932Act of controlling
RS 6:933Application to existing associations
RS 6:937Dividends; requirements
RS 6:938Power of state or federal mutual association to convert to capital stock association; procedures; approval of department required; minutes of meeting; succession
RS 6:939Plan of conversion from mutual to capital stock association; mandatory and permissive requirements
RS 6:940Acquisition of control over an existing association
RS 6:941Restrictions on acquisition of control of capital stock associations
RS 6:942Listing and assessment of capital stock; procedure; exemption
RS 6:943Listing and assessing of stock; place
RS 6:944Listing and assessing of stock; branch capital stock associations
RS 6:945Listing and assessing of real estate of capital stock associations
RS 6:946Listing and assessing of stock and real estate; payment of tax; recovery from stockholders
RS 6:947Listing and assessing of stock; report by official
RS 6:948Power of commissioner to issue rules, regulations, and orders to implement this chapter
RS 6:949Savings and demand accounts of capital stock savings and loan associations and capital stock savings banks as legal investments
RS 6:950.1Declaration of policy
RS 6:950.2Definitions
RS 6:950.3Scope of part; effective dates
RS 6:950.4Applicability of commissioner's rules and regulations; operation of louisiana association subsidiaries by foreign corporations; reciprocal agreements; penalties
RS 6:950.5Interstate acquisitions; filings with commissioner
RS 6:950.6Prohibited acquisitions and activities
RS 6:950.7Minority stockholders' rights
RS 6:950.8Savings clause
RS 6:951The motor vehicle sales finance act
RS 6:952Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:953Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:954Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:955Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:956Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:956.1Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:956.2Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:957Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:958Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:959Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:960Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:961Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:962Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:963Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:964Repealed by acts 1999, no. 794, 2, eff. july 2, 1999.
RS 6:965Scope and definitions
RS 6:966Procedure
RS 6:966.1Notice of repossession; contents; fees
RS 6:967Appeal from order
RS 6:968Repealed by acts 1974, no. 466, 3.
RS 6:969.1Short title
RS 6:969.2Scope
RS 6:969.3Exclusions
RS 6:969.4Waiver, agreement to forego rights
RS 6:969.5Repealed by acts 2001, no. 1066, 1.
RS 6:969.6Definitions
RS 6:969.7Terms; construction; additional fees and charges
RS 6:969.8Construction against implicit repeal
RS 6:969.9Consumer loans
RS 6:969.10Consumer credit sale
RS 6:969.11Maximum charges after negotiations
RS 6:969.12Maximum charges after maturity
RS 6:969.13Leap years
RS 6:969.14Variable rates
RS 6:969.15Maximum delinquency charges
RS 6:969.16Maximum deferral charges
RS 6:969.17Charges for checks returned for insufficient funds
RS 6:969.18Documentation and compliance fees; notary fees; transfer of equity and other fees; disclosure
RS 6:969.19Right to prepay
RS 6:969.20Rebates upon prepayment; prepayment charges; return of lien documents upon payment in full of the balance due
RS 6:969.21Rebate after acceleration of maturity
RS 6:969.22Attorney fees
RS 6:969.23Collection and enforcement costs and expenses
RS 6:969.24Use of multiple agreements
RS 6:969.24.1Acts to lessen or eliminate competition prohibited
RS 6:969.24.2Mandatory sales prohibited
RS 6:969.25Consumer credit insurance
RS 6:969.26Property insurance
RS 6:969.27Existing insurance
RS 6:969.28Limitations on insurance rates; contract requirements
RS 6:969.29Choice of insurer
RS 6:969.30Conditions applying to insurance provided by the extender of credit
RS 6:969.31Cancellation of insurance; refund or credit upon cancellation
RS 6:969.32Gain from insurance
RS 6:969.33Effect of violations on rights of parties
RS 6:969.34Guidance by commission; advisory opinions
RS 6:969.35Authority to make consumer loans; assignees; authority to issue debt waiver or debt forgiveness agreements
RS 6:969.36License not required
RS 6:969.37Licensing procedures
RS 6:969.38Denial, suspension, or revocation of licenses
RS 6:969.39Investigations and complaints
RS 6:969.40Powers of commission
RS 6:969.41Fines imposed by the commission
RS 6:969.42Venue for litigation or arbitration; choice of law
RS 6:969.51Gap coverage; requirements
RS 6:969.52Liability; contractual or insurance policies
RS 6:969.53Cancellation
RS 6:969.54Disclosures
RS 6:970Extraordinary acquisitions of
RS 6:971Approval of transaction; priorities
RS 6:972Retention of branches
RS 6:973Prohibited insurance activities
RS 6:974Acquisition of state bank in impaired condition
RS 6:975Repealed by acts 1972, no. 454, 3, eff. jan. 1, 1973.
RS 6:1001Currency exchange services
RS 6:1002Definitions
RS 6:1003License; certificates
RS 6:1004Application for license and change of control
RS 6:1004.1License fees
RS 6:1004.2Enforcement powers of the commissioner
RS 6:1005Qualifications
RS 6:1006Approval or denial of application
RS 6:1007Change of name or location
RS 6:1008Suspension or revocation of license; hearing; surrender of license; administrative fines
RS 6:1009Regulation of fees; unreasonable fees; display of fees
RS 6:1010Repealed by acts 2004, no. 370, §1.
RS 6:1011Powers; limitations; prohibitions
RS 6:1012Violations; criminal penalties; civil liability
RS 6:1013Books of account; examinations
RS 6:1014Rules and regulations
RS 6:1015False advertising
RS 6:1016Applicability
RS 6:1031Sale of checks and money transmission
RS 6:1032Definitions
RS 6:1033License required
RS 6:1034Exemption from licensing
RS 6:1035Qualifications
RS 6:1036Applications
RS 6:1037Accompanying fee; statement and bonds
RS 6:1038Investigation; granting of license
RS 6:1038.1Temporary license; expiration; extension
RS 6:1039Maintenance of bond
RS 6:1040Annual renewal fee; delinquency charge
RS 6:1041Agents and subagents
RS 6:1042Liability of licensees
RS 6:1043Disclosure of responsibility
RS 6:1044Visitation and examination; revocation of license
RS 6:1045Hearings
RS 6:1046Penalties
RS 6:1047Reports
RS 6:1048Trust imposed on sales or transmission proceeds
RS 6:1049List of financial institutions
RS 6:1050Retention of surety bond
RS 6:1051Notification of financial institutions; violations; penalties
RS 6:1052Account; verification of license; cancellation; overdrafts
RS 6:1053Significant developments; licensee's duty to report to commissioner
RS 6:1054Change of control; notice; application; advisory opinion
RS 6:1081Short title
RS 6:1082Purpose
RS 6:1083Definitions
RS 6:1084Prohibition
RS 6:1085Rules and regulations
RS 6:1086Licensure requirement
RS 6:1087Exemptions; annual registration statement; fees
RS 6:1088Application for licensure; surety bond
RS 6:1088.1Licensing system; authorization; fees; required use
RS 6:1088.2Application for licensure; application and renewal fees
RS 6:1088.3Application for renewal of license; restriction; late renewal fees
RS 6:1088.4Information reporting
RS 6:1089Name or location changes and closures; fees
RS 6:1090Restrictions
RS 6:1091Recordkeeping and retention; examinations; investigation of complaints; reports of conditions
RS 6:1092Suspension and revocation of licensure; commissioner's interpretations; prohibitions
RS 6:1092.1Costs of appeal
RS 6:1092.2Validity of judgment; execution
RS 6:1093Repealed by acts 2010, no. 743, §22b, eff. july 1, 2010.
RS 6:1094Professional education required for licensure; continuing education
RS 6:1094.1Testing of loan originators
RS 6:1095Scope
RS 6:1096Residential mortgage loans
RS 6:1097Residential mortgage loan fees and charges; applicability of the louisiana consumer credit law
RS 6:1098Residential mortgage loan brokerage contracts
RS 6:1099Criminal penalties
RS 6:1101Reverse mortgages; requirements
RS 6:1102Counseling
RS 6:1103Commitment and cooling off period
RS 6:1104Reverse mortgage lender; duties to elders
RS 6:1111Approval of rules and regulations
RS 6:1121Credit agreements -- writing
RS 6:1122Credit agreements to be in writing
RS 6:1123Actions not considered agreements
RS 6:1124No implied fiduciary obligations
RS 6:1125To 1127 repealed by acts 1981, no. 873, 4, eff. oct. 1, 1981.
RS 6:1131Louisiana savings banks
RS 6:1132Policy and purposes
RS 6:1133Administration
RS 6:1134Applicability
RS 6:1135Federal deposit insurance
RS 6:1136Powers; parity with other financial institutions
RS 6:1137Definitions
RS 6:1138General corporate powers
RS 6:1139Specific powers
RS 6:1140Status as an irs qualified savings banks institution
RS 6:1141Regulatory powers; promulgation of rules and regulations
RS 6:1151Definitions
RS 6:1152Implementation
RS 6:1161Application for permit to organize
RS 6:1162Content of application for permit to organize
RS 6:1163Contents of articles of incorporation
RS 6:1164Contents of bylaws
RS 6:1165Permit to organize
RS 6:1166Temporary organization and capital subscriptions
RS 6:1167Certificate of organization; issuance; refusal
RS 6:1168Repealed by acts 1993, no. 278, 1, eff. jan. 1, 1994.
RS 6:1181Members
RS 6:1182Annual and special meetings
RS 6:1183Notice of meetings
RS 6:1184Quorum of annual or special meetings
RS 6:1185Voting
RS 6:1186Record date for voting, dividend, and other purposes
RS 6:1187Proxies
RS 6:1188Directors
RS 6:1189Bonds of officers and directors
RS 6:1190Conduct of directors and officers
RS 6:1191Relation and liability of directors and officers
RS 6:1201Minimum capital for incorporation or conversion
RS 6:1202Types of capital; personal property
RS 6:1203Capital stock; nature
RS 6:1204Capital stock; authorization of issuance
RS 6:1205Who may hold capital
RS 6:1206Capital maintenance
RS 6:1207Dividends; capital surplus required
RS 6:1208Loans or discounts on capital stock
RS 6:1208.1Applicability of statute, rules and regulations
RS 6:1221Underwriting
RS 6:1222Investment in loans
RS 6:1223Other investments
RS 6:1224Calculation of interest; postpayments and prepayments
RS 6:1225General loan contract provisions
RS 6:1226Modification agreements
RS 6:1227Sale, assignment, and servicing of loans and contracts
RS 6:1228Purchase of real estate at judicial sale
RS 6:1229Immovable property; dealings
RS 6:1229.1Applicability of rules and regulations
RS 6:1230Purchases of real estate for office and rental purposes
RS 6:1231Usury law inapplicable
RS 6:1232Prohibited loans
RS 6:1233Effect of unauthorized investments
RS 6:1234Acknowledgments
RS 6:1235Loans to one borrower
RS 6:1236Commissioner's regulations
RS 6:1237Change in control
RS 6:1251Withdrawable accounts; general definitions
RS 6:1252Prohibited activities
RS 6:1253Withdrawable accounts
RS 6:1254Issuance, delivery, and transfer of certificates and account books
RS 6:1255Joint account; trust account; payment on death account
RS 6:1256Effect of payment to minor or fiduciary
RS 6:1257Payment on legal disability or death of holder in holder's own right of a withdrawable account
RS 6:1258Voluntary withdrawal of accounts
RS 6:1259Enforced retirement of withdrawable accounts
RS 6:1260Authorized charges
RS 6:1261Withdrawable accounts subject to liens
RS 6:1262Demand deposits; checking account
RS 6:1263Payment of interest
RS 6:1264Holders of withdrawable accounts
RS 6:1271Amendment of articles
RS 6:1272Repealed by acts 2003, no. 577, §2, eff. june 27, 2003.
RS 6:1273Repealed by acts 2003, no. 577, §2, eff. june 27, 2003; acts 2003, no. 17, §1, eff. may 23, 2003; acts 2003, no. 60, §1, eff. may 23, 2003.
RS 6:1274Repealed by acts 2003, no. 577, §2, eff. june 27, 2003.
RS 6:1275Effect upon existing articles and bylaws
RS 6:1276Merger; adoption of plan
RS 6:1277Merger; vote of approval
RS 6:1278Merger; commissioner's certificate
RS 6:1279Effect of merger
RS 6:1280Merger; commissioner's expenses
RS 6:1281Sale of assets
RS 6:1282Procedure to effect sale of all assets
RS 6:1283Authority to form a bridge charter
RS 6:1284Conversion of an existing financial institution to a savings bank
RS 6:1285Emergency merger
RS 6:1286Emergency sale of assets
RS 6:1301Powers of commissioner
RS 6:1302Examination
RS 6:1303Examiners
RS 6:1304Report of examination
RS 6:1305Failure to comply with commissioner's report of examination; publication of reports
RS 6:1306Orders of the commissioner
RS 6:1307Recordkeeping and retention of records by a savings bank
RS 6:1308Disclosure of examination reports and other reports
RS 6:1309Examination of data processing centers
RS 6:1310Annual directors' examinations
RS 6:1311Unsafe and unsound; orders of prohibition and removal
RS 6:1312Cease and desist proceedings
RS 6:1313Procedure upon the impairment of capital
RS 6:1314Administrative review
RS 6:1321Conservatorships of savings banks
RS 6:1322Involuntary liquidation procedures
RS 6:1331Affirmative action to correct conditions resulting from violations of law, regulations, orders, or from practices
RS 6:1332Cease and desist; books and records
RS 6:1333Removal and prohibition authority
RS 6:1334Industry-wide prohibition
RS 6:1335Institution-affiliated party
RS 6:1336Civil money penalties
RS 6:1337Effect of termination or resignation of an institution-affiliated party
RS 6:1338Unauthorized participation by convicted individual
RS 6:1339Perjury; false statements
RS 6:1340False advertising
RS 6:1341Prohibitive practices; additional
RS 6:1351Professional services to federally
RS 6:1352Professional liability
RS 6:1353Officers and directors
RS 6:1354Imposition of greater standards; liability
RS 6:1361Automated teller machines/night
RS 6:1362Intent; scope; effect
RS 6:1363Definitions
RS 6:1364Compliance required
RS 6:1365Lighting standards
RS 6:1366Landscape and vegetation standards
RS 6:1367Notice of customer safety information
RS 6:1371Repealed by acts 2010, no. 743, §3, eff. july 1, 2010.
RS 6:1372Repealed by acts 2010, no. 743, §3, eff. july 1, 2010.
RS 6:1373Repealed by acts 2010, no. 743, §3, eff. july 1, 2010.
RS 6:1374Repealed by acts 2010, no. 743, §3, eff. july 1, 2010.
RS 6:1375Repealed by acts 2010, no. 743, §3, eff. july 1, 2010.