CHAPTER 3. HYPOTHECARY ACTION
SECTION 1. GENERAL DISPOSITIONS
Art. 3721. Methods of enforcing mortgage
A. A conventional mortgage is enforced by ordinary or executory proceedings.
B. In any ordinary or executory proceeding to enforce a promissory note or other debt
instrument combined with a mortgage or other security device, the judgment or order of
executory process granted may include any amounts which accrue after the rendition of the
judgment or order, including until the collateral is sold by judicial process pursuant to the
provisions of the promissory note, debt interest, or security device, including, without
limitation, obligations to reimburse advances for taxes and insurance, inspection or other fees
provided for by contract, reasonable attorney fees, and court costs. The provisions of this
Article shall be enforceable notwithstanding any other provision of law requiring that a
judgment or order specify a definite amount.
C. Prior to the date of the sheriff's sale, the seizing creditor or his counsel shall file
into the record the payoff amount of the obligation being enforced, including any amounts
which have accrued after the filing of the petition, or rendition of the judgment or order in
the case of ordinary process.
D. Any party with an interest in the property seized, including but not limited to
mortgage and lien holders, may file a rule to show cause to traverse the payoff amount filed
in accordance with Paragraph C of this Article. The rule to show cause shall be filed before
the sheriff disburses any funds from the judicial sale pursuant to the writ being executed.
E. A sheriff's or other sale held pursuant to court order shall be valid notwithstanding
failure of an interested party to comply with the provisions of this Article.
Acts 2025, No. 250, §3.