§868. Limiting actions; jurisdiction; venue
A. No insurance contract delivered or issued for delivery in this state and covering
subjects located, resident, or to be performed in this state, or any group health and accident
policy insuring a resident of this state regardless of where made or delivered, shall contain
any condition, stipulation, or agreement either:
(1) Requiring it to be construed according to the laws of any other state or country
except as necessary to meet the requirements of the motor vehicle financial responsibility
laws of such other state or country.
(2) Depriving the courts of this state of the jurisdiction or venue of action against the
insurer.
B. No insurance contract delivered or issued for delivery in this state and covering
subjects located, resident, or to be performed in this state, or any health and accident policy
insuring a resident of this state regardless of where made or delivered, shall contain any
condition, stipulation, or agreement limiting right of action against the insurer to a period of
less than twenty-four months next after the inception of the loss when the claim is a first-party claim, as defined in R.S. 22:1692, and arises under any insurance classified and defined
in R.S. 22:47(6), (10), (11), (12), (13), (15), and (19) or to a period of less than one year from
the time when the cause of action accrues in connection with all other insurances unless
otherwise specifically provided in this Code.
C. Any such condition, stipulation, or agreement in violation of this Section shall be
void, but such voiding shall not affect the validity of the other provisions of the contract.
D. The provisions of Subsection A of this Section shall not prohibit a forum or venue
selection clause in a policy form that is not subject to approval by the Department of
Insurance.
Acts 1958, No. 125; Acts 1983, No. 188, §1; Acts 1987, No. 210, §1, eff. July 2,
1987; Acts 2006, No. 739, §1, eff. June 29, 2006; Acts 2007, No. 43, §1; Redesignated from
R.S. 22:629 by Acts 2008, No. 415, §1, eff. Jan. 1, 2009; Acts 2010, No. 375, §1, eff. Jan.
1, 2011; Acts 2020, No. 307, §1.
NOTE: Former R.S. 22:868 redesignated as R.S. 22:619 by Acts 2008, No.
415, §1, eff. Jan. 1, 2009.